What Your Fire Insurance Is Not Closed

What Your Fire Insurance Is Not Closed

By 2014, more than 360,000 home fires are reported; It is a fire every 86 seconds. Fires contribute $ 11.6 billion to property damage and thousands of unintentional deaths and injuries. In the home restoration business, fires are the most devastating for several reasons. Not only can destroying your house and destroying your belongings, but the water used to fight home fire can do a lot of damage. Here’s a fact you need to know about the restoration of fire and water damage in Atlanta.

Loopholes Insurance What Your Fire Insurance Is Not Closed

As with any insurance policy, you need to read the fine print before you sign in. Some homeowners do not realize that certain fire protection policies do not cover the water damage caused by firefighters who are trying to stop the fire. Damage to fires in your home may be isolated into the kitchen for example, but the water used to stop flames potentially flooding your entire home. Water damage can manifest itself on broken floors, wet dry walls, and even mold, none of which are covered by your fire insurance. If you have a historic house with antique crown molds and unique structures, the insurance company will soon replace these damaged items with cheaper and more modern equipment that will remove the value and charm of your home. Make sure your home is protected in case of fire with a comprehensive policy.

Protecting Your Values What Your Fire Insurance Is Not Closed

Most likely your valuables in your home are vulnerable to fire damage. Even jewelry, precious metals, and firearms can be damaged by fire. Fire proof is a great investment to protect your smaller valuables. They come in different sizes. Some people can fit right under your bed or in the dresser drawer while other safes with larger capacity will fit nicely in the closet. The flame retardant bag currently on the market can protect important files and documents from fire damage effectively. In today’s digital age, many people back up their important documents, such as mortgage and insurance information, to an online storage server.

Why AC Unit Size Matters

Why AC Unit Size Matters

Let’s face it, in the world of air conditioning service, size does matter. It may sound cliché, but it does. Purchasing a wrong-sized unit could be harmful for your comfort and for your wallet. There is an assumption that “bigger is better;” however, to assume so would be quite the error. Several elements should factor into your decision on which AC unit to buy. Take your time, and make sure you pick what is best for your home and hearth. Alamo Austin Air Conditioning & Heating, the best air conditioning service in Austin, would even go as far as to say, “Take the Goldilocks approach,” and find a unit that is “just right.”
It’s Texas – you need AC. This is life, it’s essentially mandatory. Hopefully, you are looking for an air conditioning unit will provide that perfect combination of cool air and comfort. The size of air conditioning unit has a direct link with this.

 

Why AC Unit Size Matters
Finding the “One”

The consequences of choosing the wrong size air-conditioning unit range from the minor to major – from spending unnecessary money to potentially affecting your health with mold-covered walls. An air-conditioning unit that is too small could leave your space with uneven temperatures throughout, while a too-large AC unit could “short-cycle” – meaning it would constantly turn on and off. Both options are not ideal and lead to higher utility bills. Now that the seriousness has been pressed upon, let us delve deeper into the world of air-conditioning services.

Essentially, there are three important aspects to understand when choosing a new AC unit. They are: tons, British Thermal Unit (BTU), and square footage of the space you want to cool. BTU is used to measure the amount of energy. One BTU is equal to the amount of energy needed to increase the temperature of one pound of water by one degree (Fahrenheit). An AC unit has the ability to remove 12,000 of BTU within a hour (1 ton = 12,000 BTU); therefore, a 2 ton unit has the capacity to remove 24,000 BTUs, a 3 ton can eliminate 36,000 BTUs, and so on.

Are you wondering how many BTUs are in your space? Here is an equation to find the answer: (square footage of space multiplied by 25, then divided by 12,000) – 0.5 = recommended amount of AC Most houses, on average, are 2,600 sq ft. This means a 2,600 square foot home multiplied by 25 would equal 65,000. Dividing that number by 12,000 gives you 5.41. After subtracting 0.5, it can be concluded that the average American sized home needs roughly five ton of air conditioning capacity. Alamo Austin Air Conditioning & Heating knows it can be difficult to understand, especially if there will be more than one unit on site. This is what we are here for – to help.

Let Us Handle It! Why AC Unit Size Matters

So let’s reiterate, all jokes aside, size does matter in the air conditioning service. Make sure to choose one that suits you and your space the best. There are many other aspects to choosing the perfect air-conditioning unit, that is why Alamo Austin Air Conditioning & Heating, your top choice for air-conditioning services, suggests letting our professionals take a look and assess the situation.

Live in the Dry Season in the Galapagos

Live in the Dry Season in the Galapagos

Usually, the word “dry season” conjures up arid vision, inadequate. But for the outlying islands of the Galapagos Islands, the dry season is nothing boring.
Unlike some other destinations around the world, the dry moon is actually an ideal time for nature lovers to start a wildlife voyage in the Galapagos. It does not experience a typical tropical climate, and between July and December is actually a time of great activity, migration and breeding. Live in the Dry Season in the Galapagos

What Happens During The Dry Moon?

The archipelago has two distinct seasons: dry and wet. The season here is directly influenced by the cold Humboldt Current, which mixes with warm water from the equatorial currents and causes the rich nutrients (from Humboldt) to rise to the surface. During the dry period of six months, currents are driven toward the island by prevailing trade winds, which have a profound effect on local ecology.

Animal Sea Abundance

With an abundant supply of food, marine life is growing rapidly at this time. Along with the number of fish that can be seen in shallow waters, the population of sharks, octopi, rays and crustaceans swells to a greater proportion. For sea turtles, this is the time of breeding in the prime and December marking the start of their nesting season. Live in the Dry Season in the Galapagos

High Height

The height of various volcanic islands means, even in the dry months, there is significant rainfall in some areas. On the plateau, the drizzle and mist of moist known as Garúa is a constant presence and, while under the conditions at the bottom is quite arid, fertile and tropical highlands. Therefore, large numbers of animals – like the Giant Turtles – migrate to higher ground for food. While this seasonal movement occurs on a smaller scale than Africa’s “big migration”, it is the same principle. To find very active wildlife, most trips to wildlife voyages in the Galapagos at this time of the year will include trips to several island plateaues.

Breeding time

Surprisingly, temperatures are lower during the dry months, and during this cold weather many species choose to breed. It is very common among bird species and, when their young are hatched, large numbers of small fish in the surrounding waters serve as a reliable source of food. Boobies, Frigate and Flightless Cormorants begin their marriage early in the dry season, and their numbers increase as the gliders begin to appear in the following months.

Other species that have a higher profile during this breeding period are the unique Lava lizards, migrant sharks, flamingoes, sea lions, penguins, whales and dolphins.

Dry Moon End

At the end of December, as the Humboldt Current slows and rises in temperature, there is a shift in wildlife activity that is clear as the second season of the archipelago – a wet approach. For those planning a wildlife voyage in the Galapagos, no time in a year is a bad time, but the dry season can be a fun and enjoyable time to visit.

Live in the Dry Season in the Galapagos

 

Heliskiing in Courmayeur: for a True Off Piste Experience

Heliskiing in Courmayeur: for a True Off Piste Experience

If you dream of making tracks through virgin powder fields and previously unmarked mountainsides, then heliskiing is definitely something you should consider.
Imagine climbing on board a helicopter in the heart of your resort and being flown deep into the Alps, away from the lifts and other people, and then being dropped off on deserted peaks to make your way down. If this sounds like you, then you need to book a heliskiing excursion as part of your next winter sports holiday.

 

Heliskiing Courmayeur

Unfortunately heliskiing is not available throughout much of the Alps: France and Germany have both banned the activity to reduce helicopter activity in the area. The good news is that in Italy there are no such restrictions. So if you dream of descending a blank canvas of snow down the south face of Mont Blanc, you can make that dream a reality from the picturesque Italian resort of Courmayeur.

Don’t be put off if this Mont Blanc adventure sounds a little too high octane for your first time heliskiing; Courmayeur also offers more gentle opportunities across a wide variety of non-glacial terrain, which greatly reduces any risks.

Many companies in the area offer everything from a full day (including two flights) to weekend or even week long adventure in heliskiing. Courmayeur is the perfect base for the sport as helicopters can land right in the centre of the piste area. That way, after your adrenaline-pumping experience, you can stop off for a hot wine at one of the resort’s beautiful mountainside restaurants before heading back to your accommodation.

What You’ll Need

Obviously to try this you’ll need a basic level of expertise. The ideal time for heliskiing is from January through to May, with the conditions in winter being tougher thanks to the larger volume of fresh powder. It is therefore advised that those taking part during the winter need experience of skiing in deep powder.

For those trying it in the spring snow, expertise in deep powder is not so important although, as with any skiing or snowboarding, you will still need a relatively good level of fitness.

Equipment you will need includes: wide skis, good bindings, skiwear suitable to the conditions (including special ski gloves), hat or helmet, goggles or sunglasses.

How to Get To There

If this has whet your appetite for heliskiing, Courmayeur couldn’t be easier to reach. There are regular flights from the UK to nearby Turin or Geneva airports with airlines including BA, Ryanair, easyJet and Swiss International.

Book an airport transfer with Shuttle Direct and just an hour and a half after touching down you could be strapping on your skis in Courmayeur. Just let us know when you book online what ski equipment you will be carrying and we’ll transport it to the resort for you at no extra charge.

Packing Tips for Travel Worldwide

Packing Tips for Travel Worldwide

You are leaving weeks of exciting and round-world adventure and no doubt everything you’ve done over the last few months has continued to this day. You’ve updated your passport, purchased your flight tickets, booked accommodation in different cities, bought annual travel insurance and you’re now ready to start packing for this long-awaited adventure!
Not sure where to start? We’ve covered some practical tips when you start packing for your trip.

Packing Tips for Travel Worldwide

Luggage or backpack

While the debate continues over whether a suitcase or rucksack is best on a round-the-world trip, we believe hybrids are ideal. You want a double-wheeled bag as a backpack for mobility and maximum comfort. You never know when you have to run to catch a train or bus that goes to the next destination, and have a bag that you can steer or ride comfortably will make it much easier. In addition, choosing a cloth bag because of the difficult problem favored because it allows your goods into the storage more easily.

Less is more Packing Tips for Travel Worldwide

When you have to decide what to take with you, there are items that are not appropriate for negotiations, such as passports, money, credit cards, and annual travel insurance information, as well as special items such as prescription eyeglasses. But when it comes to packing clothes, shoes, toiletries and equipment, remember less always more, and more stuff can be bought on the road if needed.

In fact, packing for any climate and situation you might face on your journey is almost impossible! We recommend three out of each clothing category: three pairs of pants, three shirts, three pairs of socks, three pairs of shoes – you get the idea. Remember that you will be able to wash your clothes on the go – a good bonus for packing light.

Try choosing pieces that can be mixed and matched and made from a cloth that dries quickly. If you have items that can serve a dual purpose, such as women’s sarongs that can be used as beach towels, skirts, shirts and scarves, the better! If you are not sure about the item, choose not to pick it up. Wear minimal toiletries, as these items will weigh you and can be purchased overseas, as per your requirements.

Get Packing

Save space in your bag by rolling clothes instead of folding and stacking. Pack socks and underwear shoes and the contents of every possible cavity. Wear large items on the plane, such as hiking boots or winter jackets, to save space in your luggage. Place all essential items, such as passports, money, annual travel insurance information and electronic goods in a safe and accessible place close to you. As an additional security measure, take a photo of your document and take a photocopy in a different place than the original.

Getting your stuff together for a trip around the world does not have to be a chore! Light and smart packing will go a long way in ensuring you have everything you need to make this trip an experience of a lifetime.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Ceramics and Châteaus: Discover Genteel Gien

Ceramics and Châteaus: Discover Genteel Gien

There’s little doubt that an essential element of all barge holidays in France is being able to dock at the myriad towns and villages that line the waterways and entice visitors in with their charms. As part of the itinerary of the hotel barge Renaissance, guests will be able to see the sights of Gien, renowned for its pottery and royal château.
Finding your Bearings

 

Prior to diving into the town, it is well worth disembarking on the south bank to take in the attractions of Gien all at once: from this vantage point, you can savour the spectacle of the river as it passes below the eighteenth-century bridge, under the watchful gaze of the sixteenth-century château.

Not even the loss of much of Gien’s historic buildings during World War II can detract from the pleasant view. Indeed, the painstaking and very convincing post-war reconstruction has done much to bury these ghosts of the past.

Marvel at Gien’s Pottery

Cultural exploration is an integral part of our barge holidays. In France, there are always abundant opportunities for the discerning traveller to discover regional produce, and Gien is no exception. The town has crafted a fine reputation for the calibre of its pottery, in particular for its Faïence pottery. Production began when Thomas Hall, an Englishman from Stoke-on-Trent who was intent on bringing high-quality English earthenware to France, established a factory in 1821.

In deciding to base his enterprise in Gien, Hall chose wisely, capitalising on the town’s physical amenities. The Sologne forest, which is in close proximity to Gien, provided a ready source of wood for the kilns. What’s more, the Loire granted access to markets throughout France (until water travel was superseded by the railways), in addition to providing sand and water for making clay.

While production continues to this day, the factory has also taken on a new guise as a museum dedicated to telling the story of the industry and shedding light on the making of these exquisite ceramics.

A Château Fit for Kings and Queens

There’s one more attraction that certainly merits a visit before you return to the hotel barge. Holidays in France are rarely complete without sojourning for a while at a château, and Gien’s has certainly welcomed its fair share of royal visitors. This elegant edifice was constructed for the use of Anne de Beaujeu, the daughter of Louis XI, in the final years of the fifteenth century. Future guests included Henri II and his wife Catherine de Médici, as well as Louis XIV, the famous ‘Sun King’.

Despite being bombed during World War II, the château was successfully restored. Since 1952, it’s housed a museum, which is dedicated to the most royal of pastimes: hunting. Through paintings, sculptures and an array of weapons and trophies from successful forays, the museum details how hunting and its depiction has developed through the centuries.

Paul Newman is the Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider of all-inclusive, luxury barge holidays in France. Part of a team of experienced barging aficionados, Paul is first in line to endorse the perks of a slow-paced barge cruise to anyone looking for a unique holiday experience.

Everything you could really plan to become familiar with firearms.

Everything you could really plan to become familiar with firearms.

In many ways, firearms are a big expense. They may be expensive and they can also love your own interests that can connect you with more confidence. However, how can you find the weapon you like? Keep reading and you can learn how to do that.

Everything you could really plan to become familiar with firearms.

Discover the maturity of your child while buying a new gun. A simple rifle can be a safety risk associated with tots in teenagers who easily place each of their little lips. Make sure the fresh markers tend to be kept away from the kids. Markers that can be used for teens can potentially infuriate younger children.

Good markers should be safe and healthy and entertaining. For young adults, gun hunting will instruct them all on this safe practice as well as accuracy and reliability. You can find a firearm that will explode properly when bringing the right one hard pressed. Teenagers usually have good mastery of enjoying themselves simultaneously. Learning via enjoy is better education and learning. Everything you could really plan to become familiar with firearms.

Introduce your teenager to your weapon by giving him a toy gun that he can easily enjoy. Some types of toys and pistol games along with non-lethal cartridges are actually very popular. Your child can examine his intentions. Some toy guns have a target so your child can certainly practice shooting something inferior. Everything you could really plan to become familiar with firearms.

Always check the label of the gun. Right now, you will not find many firearms containing dangerous parts similar to those of many years ago. However, you can get some around. Such rifles can damage your child, they should swallow some of them.

Bring your kids together while searching for their own weapons. Unless you now know what they want, predict where the gun they will enjoy starts to hit and miss. This is likely to ensure they will get something that will surely be enjoyed by many people. Furthermore, this ensures you do not lose your hard-earned money with any kind of firearms that will not be used.

If there are firearms you buy for children with only batteries, be sure to remove them whenever your teenagers usually use them. Using shock at how uncomplicated it is to get a child to adopt an electric battery outside a new weapon in a pack or even chew it. It does not allow them to make it happen.

Follow a firearm that has excellent return guidelines. You will never learn what kind of weapons teenagers can do. Simply by studying the store’s trading plan, will save you a lot of trouble.

For Love Key: The History of the Waters

For Love Key: The History of the Waters

As a barge cruiser, the canal system is a complicated and balanced engineering feat. The keystone that supports this water channel is key. Whether run by key owners, followed up by barge owners, or controlled automatically by computer, the key allows fast and easy barge passage through the countryside. Without this engineering miracle, the canal trip is simply not possible. So, how is the key found and what exactly does it do?
When and Why Are They Invented? For Love Key: The History of the Waters

Rivers have long served as important trade and communication networks. However, this network is limited because the ship can not travel deep inland and it is very difficult to travel up through the river. The key, the invention that allowed the ship to gain or lose altitude, was developed by the Chinese in the tenth century and by the Dutch on the thirteenth. The initial “pound” key focuses on filling and drying small sized rooms, and facilitating the construction of the first independent waterway – or canal – that causes worldwide trade expansion. This arrangement also helps ships travel up or down in the domesticated rivers like the Thames.

This centuries-old invention is used today in some of the most important global trade routes – the Panama Canal, for example – and also allows for more relaxed travel, such as barge cruises. For Love Key: The History of the Waters

How do they work?

As we know, this technical miracle is designed to help boats upstream or downstream. If a ship wants to travel upstream, first the bottom gate should be opened so as to let the key drain. Next, the bottom door opened, and the boat could enter the room. After the gates of the lower and lower gates of the water gate are closed, the gate of the upper water door is opened, the water flows in and the water level rises. The boat is gently lifted to the next level and the top door can be opened safely, so the ship can continue its journey. Once again the same process occurs, but vice versa.

Getting Technical: Flights and Ladders

Engineers working with channels often have to cope with sudden changes. This can often not be handled with a single key, leading to a common feature of a channel called ‘flight’. This term refers to a group of 30 keys adjacent to each other, but with a sufficiently wide range between allowing the ship to pass each other. They gradually raise or lower the barge to the appropriate level. Since each room uses water from the above, the flight uses the same amount of water as a single key.

The more popular setting is the stairs; Here the top gate of one room acts as the lower gate above. To help with this process, the side pool is used to adjust the level perfectly in the upper and lower spaces. Of course, the best way to appreciate this amazing engineering feat is from the gentle barge cruise deck.

Paul Newman is a Marketing and E-Systems Executive for European Waterways, France’s most respected luxury all-inclusive cruise liner provider and other major destinations. Part of an experienced barge team, Paul first queued to support a slow-paced barging cruise facility for anyone looking for a unique holiday experience. For Love Key: The History of the Waters

What’s New in Les Gets-Morzine: 2017-2018

What’s New in Les Gets-Morzine: 2017-2018

Like all ski resorts, Les Gets and Morzine have been getting into gear in anticipation of the upcoming season. From upgraded ski facilities to new luxury properties, we have plenty of exciting news that will get you looking up flights to Geneva and unpacking your skis.
Luxury Properties Open Their Doors

 

The luxury chalet companies operating in Morzine haven’t been idle this year. AliKats Mountain Holidays have prepared three eye-catching properties for the season, including ‘The View’. Guests here can enjoy the ‘Indulgence Package’ – after a day on the slopes a six-course menu with wines to match will be served, along with pre-dinner cocktails and aperitifs. The bottle of Bollinger on arrival is a lovely touch as well.

Hotel La Bergerie has also been making some changes. As well as providing room service for the first time, newcomers and loyal guests alike can luxuriate in a new outdoor sauna and Turkish bath. Should you prefer a more energetic warm-down, the new fitness room, equipped with 5 cardio machines, is ready and waiting.

Finally More Mountain are unveiling a brand-new catered chalet ahead of the upcoming season. Right in the heart of Morzine, the property offers a homely feel without compromising on style: Florence Knoll sofas adorn the spacious living room, which has lovely open views.

Get a Lift and Improve your French

Skiers at Les Gets can expect a smooth transfer to their piste of choice from now on thanks to the welcome addition of a high speed Ranfoilly ski lift. Able to transport 6 people at a time and reached through a magic carpet, it is anticipated it will be capable of transferring approximately 3,300 skiers an hour.

For anyone keen to tax their mind after taxing their body on the slopes, the Alpine French School in Morzine will be offering intensive courses this season, with the aim of making learners confident in approaching real-life situations – adults and children are all welcome. Conveniently the classes will be in the evening so won’t get in the way of daytime plans.

New Games Bar in Les Gets

The popular Loc’Hotel Alpen’sports hotel will be opening a games bar this winter, providing a great family-friendly addition to the après ski scene in Les Gets. Pool, table football, darts and board games are all on offer, while children can have fun playing with the toy library. Snacks will be available too.

How to Get There

Getting to Morzine is a breeze with Shuttle Direct. Make your life easier by pre-booking a Geneva to Morzine transfer. Once you’ve arrived at Geneva airport, one of our friendly drivers will be waiting for you. As you and the family travel from Geneva to Morzine, transfer your mind to thoughts of long days of skiing and languid evenings of good living.

Author Plate

Lukas Johannes is a driver for Shuttle Direct, the number one provider of shared and private airport transfers all over Europe and northern Africa. If you’re looking for an affordable Geneva to Morzine transfer, Lukas and his colleagues can make sure that you and your luggage get to and from the airport swiftly and safely.

Car insurance is not only important

Car insurance is not only important; it is legal If you are behind the wheel, you should be able to show proof of insurance if you pull over. There are some circumstances where you will be required to prove your insured. This includes being stopped by police, other drivers you hit and even official government officials. The best way to show that you are protected is to keep an insurance identity card in your vehicle at all times. When the insurance policy is activated, I.D. cards can be printed online, or they can be requested to be sent to someone’s home address. Since most people are now buying their policies online, the fastest way to show proof of car insurance is to print it out. At sea port insurance, get your official status of I.D. card on-line in less than 15 minutes.
Car Insurance I.D. The card contains important information.

Car insurance is not only important

Almost all insurance identity cards will have important information printed on them.

* Name of Policyholder * Policyholder’s Address * Policy Number and Expiry Date * Insurer Company Address * Insured vehicle model, make, VIN or vehicle ID number and year

The ins card should also have the insurance company’s contact information, including phone number and website. Most have a policy coverage number listed on the front or back. This becomes important in the event of an accident and the other party requests this information. Some people in recent years have started using smartphones to not only take photos of car crash scenes but also photo identification of others. This instant info transfer has accelerated the claim process and reduced fake submissions. Insured less with sea port insurance. Most consumers report savings of over $ 550 or more. Switch today and start saving money.  Car insurance is not only important

When do you need to provide insurance proof?

Bringing proof of insurance in your vehicle at all times is smart. This is also the law. You never know when you will be withdrawn and asked to show it. Here are some common situations where you may be asked to issue an I.D. If you need coverage, let the seaport accident insurance close you up for a cheaper price. Apply for your free seaport insurance quote immediately and take advantage of online specials today.

1. Getting pulled by the clerk Do you panic when you see the blue light blinking behind you? Is your heart drowning because you know you will get caught for not bringing car insurance? You should never put yourself in a situation like this. You can get a low cost policy of less than $ 50 per month. Non-life insurance tickets can be very expensive and if left unpaid, may exceed $ 1,000 in some states.

2. If you register your Vehicle Depending on the circumstances in which you purchased your car, you may not be permitted to register it unless you show evidence of having minimum country liability coverage. There’s only one state, New Hampshire, that does not mandate car ins. That means 49 other states in the US need it. When you go to DMV in your area, bring your real company insurance card, not a photocopy. Officials in the DMV may not receive a copy. Insured insured by sea ports online or by phone today.

3. If you are involved in a Traffic Accident accident can be very depressing to anyone. If you are physically able, you must exchange insurance information with other parties as soon as possible. This will help you get paid faster and have accurate information.

4. When You Sell Your Car Usually there is an interval between the time a person purchases a vehicle from a private party and when the vehicle is registered with the DMV. This is why you should always have proof auto in your vehicle, even if you just sell or buy it. At sea port accident insurance, you can print multiple identity cards online whenever you need them.

Punishment for Uninsured Driving

The cost of driving at no cost can be expensive. Fines vary by country, but may reach more than $ 500 or more for repeat offenders. Repeat offenders will often have their driving rights revoked, in addition to their cars being pulled away. The totality of fines can go into thousands of dollars. This is why it does not make sense to continue on the road without being covered. Ocean Harbor Casualty Insurance can be purchased for less than $ 600 per year. Most of the towing companies will charge the fee itself at an unnatural cost. D  Car insurance is not only important