Go with Snow: Plan a Successful Ski School Trip

Go with Snow: Plan a Successful Ski School Trip

A successful school ski trip does not just happen. Every teacher who takes on the task knows that it takes planning and commitment to make sure everyone has a good time with snow! Success lies in the shoulders of those charged with the organization and, in order to make the schedule run smoothly and also offer an interesting prospect, the devil is very clear in the details.
Experts recommend early and systematic approaches to facilitate the logistics of school ski trips, to ensure that the slippery slope of the organization is navigable with ease. Go with Snow: Plan a Successful Ski School Trip

Setting a Budget

Setting a budget is very important to create a travel plan framework, and almost all other aspects depend on it. Working backwards is a very easy way to determine the right budget: how many parents or guardians are in a position to spend time on their child’s journey? This of course will depend on the demographic and water catchment areas of the school, but has a realistic figure to work in the most accurate way of managing costs from the start. Once the budget is set, it’s also a good idea to consult a Senior Leadership Team as they may be able to share valuable past experiences and suggestions. Go with Snow: Plan a Successful Ski School Trip

Get Students Involved

Involving students in the early stages of planning is a sure way to generate enthusiasm, but keeping them in the lead until departure can be a challenge in itself. Keep up-to-date with the conditions and facilities of the resort (both above and beyond the snow), show local videos and pictures, create regular social media posts during countdown (if any school guidelines), or make a PowerPoint presentation to give a detailed description of the resort and activities. And go heavy on the fun aspect!

Keep Everyone in the Circle

As registrations start rolling, it is very important that students, colleagues, parents or guardians are kept informed. Nightlife hosting information is an excellent tactic to ensure the lines of communication are opened, as well as the right moment to show presentations and travel.

Help list

It is undeniable that planning a school ski trip is a time-consuming exercise even for the most organized teacher; Signing up for help from a dedicated tour operator is one way to make life easier. Not only can they ease the pressure by making practical use of travel, transportation and accommodation, they also have the skills and resources to manage budget and administration tasks.

John Gardiner is Managing Director of The School Travel Company, a tour operator specializing in school ski trips and educational tours for school and youth groups to the UK, Europe and beyond. As a father and avid traveler, John is keen to provide students with a valuable and exciting learning experience outside the classroom. By sharing expert advice with teachers, he allows them to inspire their students and continue their studies into life. Go with Snow: Plan a Successful Ski School Trip

10 Reasons to Buy an Independent Life Insurance

10 Reasons to Buy an Independent Life Insurance

Your employer may provide life insurance coverage as part of a group plan, and you may be fine with it. However, there are several reasons why your group insurance is not sufficient. Here are 10 main reasons why you should talk to insurance companies about West Palm Beach life insurance purchases independently.

You never know what will happen

10 Reasons to Buy an Independent Life Insurance

Unfortunately, you never know what will happen to you. Anything can happen anytime. If the worst happens, and you are not ready for it, then your loved ones will be left paying all your fees and bills.

Replace your Earnings

If you work at the time of your death, your family will probably need that income to live. A complete insurance policy will help your family recover once you have died by giving them the income you will carry over your life.

Your Funeral is Not Free

Funerals can cost up to $ 10,000 and sometimes even more. Money from your life insurance policy can go to pay this fee, or your family can pay for it. When it comes to that, you may want your family not to worry about funeral expenses.

Protect Your loved ones

Throughout your life you have worked to protect your family. You still want your family to be taken care of after you die. This is what life insurance will do for you. If they have to get on with their lives without you, then they should be able to do it the same way they used to.

You Can not Take It With You

The hard truth is that you can not carry your things with you, but there’s something else left behind when you die: your debt. Regardless of how much you have, this is a debt you may not want to pass on to your loved ones.

Protect Your Business

If you think that life insurance is just for you as an individual, you will be wrong. Life insurance will also keep your business protected from financial losses and liabilities.

Keep Up Your Pension

One thing that many people do not know is that you can actually use your life insurance to extend your retirement savings. If you play your cards correctly, you can put your money into annuities that pay a steady income each month for the rest of your life.

Use Common Sense

Life insurance is just a smart financial move. This is considered a financial asset. Your assets increase your net worth and your ability to get loans and credits. In addition, creditors can not touch protected policy funds even in the event of bankruptcy.

Be Charitable

One of the other benefits of having an independent life insurance policy involves your ability to get your insurance money to go further. A life insurance policy allows you to reward a charity after you die that is far greater than you can give to your own money.

Have a Pure Peace

The biggest reason to invest in a life insurance policy is for your own peace of mind. Although the funds from your life insurance policy will never be enough to replace you, life insurance can protect your family from undue financial difficulties after you leave.

Many people do not realize the importance of West Palm Beach life insurance policy. Having an independent insurance agent helping you find the right life insurance product for you can ensure your family and loved ones are protected after you die. 10 Reasons to Buy an Independent Life Insurance

Lose Yourself in Delft’s World Famous Pottery and Painting

Lose Yourself in Delft’s World Famous Pottery and Painting

One thing is for certain: there is nothing in the world quite like Dutch art and craftsmanship. It’s no wonder, then, that Delft, a 750-year-old town, is so famous for its painting and pottery, which is why it makes the perfect final stop on the tour aboard Panache when you’re barging in Holland.
When you lay your eyes on Delft’s historic streets and picturesque canals, you’ll understand why so many great painters and crafters were inspired to recreate them in their masterpieces. The town gave its name to the Delft School, which saw artists such as Pieter de Hoogh, Carel Fabritius and Nicolaes Maes pass through its doors. But perhaps the town’s most famous son was Johannes Vermeer, whose paintings can be found all over the world.

 

Johannes Vermeer

Vermeer’s paintings offer an extraordinary glimpse into what life was like for the people of Delft in the seventeenth century. While Vermeer’s greatest creation is widely considered to be the Girl with a Pearl Earring, it is also awe-inspiring to see the scenery that inspired his portrayals of everyday life firsthand.

Potter About Delft’s History

The Netherlands’ history is rich with arts and culture, and Delft’s is no different. The local pottery industry reaches back more than three centuries to the country’s prosperous trade relationship with China. The activities of the Dutch East India Trading Company brought valuable Chinese porcelain back to Dutch shores, which sparked a love affair with the craft.

However, trading fell off with the death of the Wanli Emperor in 1620. Dutch potters began to experiment with techniques that would imitate the highly desirable porcelain. They developed thin earthenware that they first covered with a white glaze, followed by a clear one. The beautiful blue surfaces that were produced looked similar to Chinese porcelain, and the brilliant colour came to be known as ‘Delft blue’.

A huge disaster in the town resulted in the decline of the brewing industry, but strengthened that of local pottery. In 1654, The Thunderclap, a gunpowder explosion that destroyed large parts of the town and killed and wounded many people, meant that potters were able to take advantage of the breweries that had been left empty to expand their factories and output.

Over the next 100 years, the Delft pottery grew and grew to the legacy it still holds today. On your visit, be sure to stop by the Royal Delft Pottery, which is the town’s last remaining earthenware factory. Here potters lovingly handcraft everything you see. Why not take home the perfect memento of your time barging in Holland?

Final Stop

For all of these reasons and many more, Delft is the ideal final destination on board Panache. There is arguably no better way to experience the local heritage and culture than by barging in Holland.

Paul Newman is the Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider of luxury all-inclusive barge holidays. If you’re looking for a unique holiday experience, European Waterways can take you barging in Holland, France, Italy and other wonderful destinations in Europe. Part of a team of experienced barging aficionados, Paul is first in line to endorse the perks of a slow-paced barge cruise to anyone looking for a unique holiday experience.

It’s Worth Remembering That We Provide Truly National Service

It’s Worth Remembering That We Provide Truly National Service

London may be the UK’s economic epicentre by some distance, but it is far from the only part of the country with an ever-pressing requirement for the right restaurant and Bar Furniture and related refurbishment and fit out services.
While it may be easy for some of our competitors to concentrate all of their energies in the capital, that is not our own philosophy here at Design & Contracts – and it is reflected in everything that we have done to date, and everything that we continue to do for businesses like yours.

It’s Worth Remembering That We Provide Truly National Service

Why we aren’t just another London-centric furniture supplier

As trusted providers of furniture for all manner of establishments, we will always be proud of the many high-profile projects in London that we have successfully managed. However, we are not a London furniture supplier, and are instead very much a UK one.

Our own headquarters, after all, are in Ascot, Berkshire, and we recognise the critical role that bars, restaurants, cafes and similar businesses outside the capital make to the broader British economy, culture and public life.

This is reflected in the breadth of non-London organisations to which we have provided our bespoke services. They include the likes of the Reading University Students’ Union (RUSU), to which we supplied various colourful furniture to modernise the appearance of the entire premises, as well as Azuza in Bristol, which benefited from the supply of such items as PN Framed Tub Chairs, Nico 2 Seat Sofas and DC-0145 side chairs.

The Children’s Unit and Spinal Unit at Salisbury Hospital have also taken advantage of our services, the latter being graced by bespoke Dado modular seating from our Jive range and special height Tonda tables with Zebrano Kuadra chairs.

Across the UK, in fact – from the Real Eating Cafe in Witney to the Brasserie Rhone Restaurant in Old Woking – there are many non-London businesses that have placed their trust in Design & Contracts when in need of restaurant, cafe, office, nightclub or bar furniture or related services and expertise.

Contact us now to become one of our valued clients

When you wish for your business to play its part in Britain’s continuing great economic success story, there’s no need to look further than Design & Contract Furniture.

Enquire now to learn more about the contract furniture and other services that we can provide to help ensure that your bar, restaurant, cafe or similar firm enjoys a bright future – wherever it may be based in the UK. It’s Worth Remembering That We Provide Truly National Service

Travel Insurance Claims Weird

Travel Insurance Claims Weird

Deciding whether to invest or not on a single trip, family or annual travel insurance is not always easy to do.
Maybe you think that “it will never happen”? If so, you may find the following real life examples and accepted claims convincing you otherwise.

Travel Insurance Claims Weird

No Blind …

One claim related to the damage caused by a family vehicle caused by a panicked deer and repeatedly continues to tilt the windshield.

Riding Waves

You may be surprised to learn that two passengers on a cruise ship seem to lose their dentures to the sea – while singing. It must be a sea shack!

The food is hot

Other travelers experience burns in a bar where a screen gives a flame as an entertainment effect. The person in question has stayed in the bar watching the ‘effect’, having failed to realize that this time the bar is really on fire and people are being asked to go with urgency when a major incident develops.

Oh Snow It’s not Travel Insurance Claims Weird

One of the annual travel insurance providers issued a claim to someone who had purchased a new ski for the holiday they were looking forward to but then could not use it because upon arrival in the mountains, a strange weather meant there was not any snow to go by.

Trendy Forest Dresser

Another claim is the replacement of clothes stolen from the bungalow by local monkeys – who then carefully distribute their clothing among the troops.

Light Beauty

At a wedding celebration, a bride is lucky enough to find that her wedding dress is on fire as she walks by a barbeque. Fortunately he escaped injury when his new husband picked him up and threw him into the sea.

Helping Future Archeologists

One strange claim related to the couple who went for a quick swim left their two small children on the sand. When they returned to the beach, their children claimed to have buried family video recorders in the sand – unfortunately in a location they do not now remember! It’s never seen again.

Disturbance Travel Insurance Claims Weird

Another tourist suffered injuries due to entry into a bus shelter (literally ‘being’ it). He explains this because he is walking while looking the other way at some women clad in clothing in a swimsuit.

Driving Your Nuts

One of the less fortunate tourists was a woman who suffered head injuries from sitting under a tree and then fell on a falling coconut.

Laughing good

The above case may be strange but not considered a matter of laughter. When you’re on vacation, you can easily become a victim of an accident or illness and if you do, you may face a big bill that in reality you have no way to pay – unless you have a single travel insurance cover or an annual trip. .

So do not just giggle at this case and think bad things can not happen to you while abroad, because you can!

Think carefully about the risks and if you are unsure, make sure you have annual travel insurance or some other cover form.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Travel Insurance Claims Weird

What is EHIC Cover in Estonia

What is EHIC Cover in Estonia

Emerging from the shadow of the Soviet government, Estonia entered into itself as a popular holiday destination. Despite having a Russian connection, Estonia shares geographically and historically with Latvia and Lithuania. Europe has embraced the newly confident Estonian and has fallen in love with the stunning cities and stunning countryside.
If you are planning a trip to this unique part of the world, along with your passport remember to pack your European Health Insurance Card (EHIC). Since Estonia is in the EU, it has reciprocal agreements with the UK on health care, but just like every other EU country has different rules about what health care is, then Estonia. That’s why, even if you have a valid EHIC, it’s best to get insurance as well. While traveling with family, family travel policy is definitely recommended.

What is EHIC Cover in Estonia

What is EHIC Cover?

Only private insurance, whether it be individual or family travel policy, will cover private medical care in Estonia. If you are relying on your EHIC, you must access a contracted practitioner to the Estonian Health Insurance Fund (EHIF). EHIF has a phone number that you can call from the UK before you travel for more information (00372669663), and there is an excellent EHIF site that provides information in English.

Visit a Doctor or Dentist

If you visit a family doctor or general practitioner in Estonia, you will receive your consultation for free. However, if you or your family members need special care, you need a referral and will be asked to pay some maintenance fees. This is non-refundable if you only have an EHIC. If you have an adequate family travel policy that guarantees you comprehensively, you should be able to reclaim the money you have paid.

Home visits from GP will cost you a small fee, usually up to 5 euros, although this may vary. This fee can not be refunded with your EHIC. For regular dental care there is a fee, but if in an emergency, the treatment is free. And, good news for families traveling with children is a child under the age of 19 receiving free dental care, whatever it is. What is EHIC Cover in Estonia

What about hospital visits?

While on vacation with your family, ending up in a hospital is something you do not want to think about too much, but keep in mind just in case. Hospitalization in state-funded hospitals in Estonia is charged 2.50 euros per day up to 10 days, even if you have an EHIC, but there is no fee for treatment under 18, pregnancy or childbirth, or intensive care. The cost of maintaining a private hospital for family members can only be changed if you have a good family travel policy.

Although health care is very good in Estonia and you deserve it with a valid EHIC, it is always recommended that you issue a good insurance policy as well, especially if you are traveling with children.

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in one global journey, annual travel insurance and family. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. What is EHIC Cover in Estonia

Useful Tricks to Make Little Sorrow Look Bigger

Useful Tricks to Make Little Sorrow Look Bigger

The size of a male organ has long been the target of male anxiety. Men across the world look at the next guy and wonder if he’s bigger, and they’ll do almost anything to increase the size of their organs, in the hope that one day they’ll be the biggest in the room. But small members are not a matter of true maturity – this is something that gives men the opportunity to learn more about other ways to please a woman, and that can be a big bonus for both partners. In addition to excellent member care to keep the equipment looking top-notch, men who are really worried about the size of their male organs can try this trick to make small maturity look bigger.
1) Pay attention to manscaping. When maturity is overwhelmed by the wealth of hair, it will naturally look much smaller than it really is. By combing little hair or shaving at all, no one can obscure the proud male organ, and that can make it look much bigger.

Useful Tricks to Make Little Sorrow Look Bigger

2) Lose weight. Speaking of ingesting maturity, it may occur on excess skin as well. When a man gains weight, he usually wears some around the members, in areas known as fat pads. These fats accumulate and transcend the base of maturity, so it appears that the male organ is actually smaller. By losing weight, a man can regain some of that loss, allowing his members to stand out in all his glory.

3) Consider the line tan. If a man has dark chocolate everywhere but the middle part, it will change the perception of the eye about how it looks. The lighter-colored area looks a little smaller than it should be, thanks to this light trick. So if a man has heavy chocolate, he may want to consider a little chocolate in the lower area as well, to get rid of that brown line. On the other hand, men with very good skin may want to avoid tan tan by all means, so that the color remains the same throughout his body.

4) Use the appropriate barrier protector. A man can not go wrong with latex protection that makes little maturity look much bigger. This can be achieved with barrier protection that has light colors, such as yellow or white, as they will make members more prominent than dark-colored latex devices. He can also search for tools with buttons, backs or other fun textures, as this also adds a bit to the look.

5) Warm things. Before becoming agile, a man can forgive himself into the bathroom and use a very warm cloth as a compress on the area of ​​adulthood and surroundings. This encourages more blood flow and opens blood vessels, which makes members appear larger at first glance. And of course, a man knows how important the first view of the couple!

No matter the size of a man, attention to good member care is a sure way to keep maturity looking good. This can be achieved with top-grade head health (health professionals recommend Man 1 Man Oil, which is clinically proven to be mild and safe for the skin), applied daily as a whole routine of careful members. Look for crème that contains vitamin E and Shea butter for hydration, preventing dry skin that can make maturity look tired and wear out. Also look for crème with vitamin A, because this vitamin is known against the odor of a male organ – and maturity issues such as odors can ruin a pleasant evening, no matter the size of a man. Finally, a man should look for crème with a good combination of antioxidants, nutrients and amino acids, all of which increase blood flow and improve the health of better members. Useful Tricks to Make Little Sorrow Look Bigger

It’s A Women’s World: The ‘Ladies’ Château’ of the Loire Valley

It’s A Women’s World: The ‘Ladies’ Château’ of the Loire Valley

A French barge cruise on one of European Waterways luxurious, fully-crewed barge hotels is an experience to remember. We firmly believe that there is no better way to explore the Continent than from the water.
The Nymphea hosts our French barge cruise in the Loire Valley, passing under the remarkable five-arch bridge of the Château de Chenonceau. Built in a pale grey stone, the bridge’s symmetrical curves are juxtaposed against the castle’s pointed turrets and enchant our guests time and time again

 

It’s not only architecture and engineering buffs who fall in love on the banks of the River Cher. The unique history of the Château – spanning from the early sixteenth century to the modern day – is well worth discovering.

Hidden Histories

Cruising beneath the repeated arches of the gallery aboard our French barge cruise, our guests often wonder who created them.

Today we are looking at some of the famous inhabitants of the ‘Ladies’ Château’ – the women who shaped both this beautiful building and France.

The Mistress: Diane de Poitiers

Intellectual, royal-favourite Diane de Poitiers lived in sixteenth-century France; no decorative wallflower, Diane was intelligent and politically savvy. She became so well-liked by King Henry II that she often wrote and signed official correspondence on his behalf using the portmanteau ‘HenriDiane’.

Diane was also the King’s mistress for over two decades – perhaps the most powerful woman in the country. As Henry’s mistress she was given the Château de Chenonceau. Diane not only lovingly developed the gardens, she commissioned the stunning arched bridge spanning the river – one of the most iconic architectural features of the Loire Valley.

The Wife: Catherine de’Medici

Catherine de’Medici was the wife of Henry II and, understandably, was jealous Diane’s influential position in Henry’s court. After Henry’s death Catherine forced Diane de Poitiers, the legal owner of the property, to leave and triumphantly took possession herself. Determined to make the Château her own, Catherine installed a grand gallery running across Diane’s bridge – the strong-willed widow had successfully displaced the trusted mistress.

Under Catherine’s management, the castle became the site for many extravagant parties and, rumour has it, the first ever firework display in France lit up the sky over one of her night time revels.

The Saloniste: Louise Dupin

During the French Enlightenment, eighteenth-century French women were at the centre of literary, artistic and cultural advancements. Louise Dupin, who lived in the Château de Chenonceau with her husband, formed a literary salon there which drew in leaders of the Enlightenment movement such as Voltaire, Condillac, Buffon and Bernard le Bovier de Fontenelle.

An intelligent woman herself, Louise saved the building during the widespread destruction of property prompted by the Revolution. Louise pointed out that the arched bridge provided a rare crossing place on the river essential for the movement of people and trade. As a result of her quick thinking and bravery we can enjoy the splendour of the Château de Chenonceau in the twenty-first century.

Life on Galapagos: The Invertebrates

Life on Galapagos: The Invertebrates

 

The unique flora and fauna of the Galapagos Archipelago attract nature lovers from all over the world to explore the region. The best way to do it is on a Galapagos wildlife cruise, which affords participants the opportunity to experience the astounding diversity of the island’s habitats and encounter a wide range of animals.
The mammals, reptiles, birds and marine animals of the archipelago are fairly well known by visitors, and many of the high-profile species can be seen on a Galapagos wildlife cruise. Surprisingly, though, the largest group of organisms is often overlooked.

 

The Invertebrates

Invertebrates have no backbone and are officially classified as animals that “neither possess nor develop a vertebral column”. They include insects, spiders, snails, worms, centipedes and many others. Like all the wildlife, this group had to arrive at the islands either on the ocean currents, with birds, or attached to vegetation or driftwood washed up on the shoreline.

The terrestrial invertebrates exist in every habitat and account for around 51% of the archipelago’s total biodiversity. While they may be small in size, they are absolutely crucial to the delicate balance of the ecosystem. Not only do they act as pollinators, they contribute to the formation of soils by recycling organic matter, and they also feature as an important link in the food chain as part of the diet for birds and small mammals.

The marine invertebrates include the molluscs, sponges, annelids (segmented marine worms), cnidarians (including corals), echinoderms (sea cucumbers and urchins) and many others.

Unique and Imbalanced

While many are still identical to their ancestors on the South American mainland, due to the remoteness of the region and the diversity of habitat just as many have adapted in order to survive. It’s estimated that around 52% of them are endemic. This means that some groups are represented in greater proportion than others, so they are considered to be “imbalanced”.

It is not known exactly how many invertebrate species are found throughout the archipelago, although in 2001 the number was estimated to be well over 2,000 (just for terrestrial ones), with the insects the most diverse and numerous. Some of the insects that may be seen on a Galapagos wildlife cruise include butterflies, dragonflies, moths, wasps, grasshoppers, spiders and flies.

Giant Snails and Colourful Crabs

The giant land snails are a distinctive group comprising around 60 species. They are similar to Darwin’s Finches in that they appear to have made specific adaptations to survive in particular habitats.

While most invertebrates don’t enjoy the glamorous status of some of the mammals and reptiles seen on a Galapagos wildlife cruise, one certainly attracts attention. The delightfully skittish Sally Lightfoot Crab can be seen scurrying between rocks on the shoreline, and its vibrant red and blue shell makes it a favourite with nature lovers.

While at first glance this group may not be as impressive as the Giant Tortoise or have the character of the quirky Blue-footed Booby, they are no less interesting and just as important to maintaining the status quo of archipelago’s ecosystem.

Comprehensive Travel Insurance and Fraudulent Claims

Comprehensive Travel Insurance and Fraudulent Claims

The world and its people keep moving. Greater access to transportation options has opened up the idea and reality of travel for many people. As our travel habits grow and flourish, be an element of good and bad experience.
After quite rarely bother issuing comprehensive travel insurance for your trip, nowadays it is a standard part of booking practice. Since this has become a more general cost for travelers, the industry must become more vigilant against false claims that, in the end, raise interest rates for all of us. Some fraudsters are pretty clever with their false claims – some are not.

 

Growing Industry

Since comprehensive travel insurance has become a necessity more than luxury for travelers, the industry must respond with greater coverage in anticipation of incidents. So much can be wrong when people leave the comfort of their own home and try to find out something unusual. The purpose of travel insurance is to eliminate these fears and not let ‘what if’ stop people from exploring the world. However, overseas environments can increase the likelihood of occurrences of strange events, and some people choose to capitalize on this possibility. Comprehensive Travel Insurance and Fraudulent Claims

The strange and beautiful

Even some legitimate claims made against traveler’s comprehensive travel insurance can sound really made! One claim, recently filed, is for medical expenses incurred after a head injury caused by a coconut. Another claim came from an unsatisfied skier whose holiday was devastated by the snow at the destination – amazingly, the insurance was paid!

Other claims come from unfavorable encounters with wild animals, miscalculation of fitness levels, or impulsive decisions that lead to poor old judgment. The travel insurance industry must stay afloat as claims become increasingly unreasonable and also keep an open mind, since very few are actually beyond the realm of possibility.

With rising claims (both original and fraudulent), travel insurance companies must be literal investigators, sometimes traveling to the home country of the claim, and / or having to collect witness statements to support the claim. Comprehensive travel insurance strives very hard to honor the ‘comprehensive’ element of the services they offer.

Not so smart Comprehensive Travel Insurance and Fraudulent Claims

People who make fake travel insurance claims seem to underestimate the amount of evidence needed to support their claims. Previous travel insurance claims can only be made, filed and believed through a conversation or written statement to your insurance agent.

The common claims are for coverage of lost or stolen items. Travelers these days are bringing more expensive electronic equipment, such as digital cameras, phones or laptops while on vacation with them, as well as other valuables, such as jewelry. Fortunately, our digital age is on the side of an insurance investigator who will ask for proof or purchase, proof of ownership of the photo, and perhaps even witness the event where the item is missing.

For example, after claiming that a very expensive ring was lost while on vacation, a plaintiff was asked to make photographic evidence of the ownership of this ring. Once the photo is submitted, it does not take much investigation talent to see the time / date stamp on the photo, which only proves that the plaintiff still has the ring he has after filing his suit. Try good

Internet is secure

It is understandable that travelers may not want to spend extra money on insurance that they may never use. However, the peace of mind that comprehensive travel insurance pays is just priceless. Those who try to ‘work the system’ rarely achieve their goals and will only raise interest rates for all of us. Fake insurance claims are still a crime, and crimes never pay (literally).

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in annual, family, single travel and all other types of comprehensive travel insurance. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.