Falmouth Cruise Excursions

Falmouth Cruise Excursions

Whenever you enter the parish of Trelawny in Jamaica, you should know that you have been exposed to one of Jamaica’s greatest treasures. The parish boasts a capital with an interesting history; it is a small town with an opulent history. Situated on the northern coast of Jamaica, Trelawny is the fifth biggest parish of the fourteen on the island; covering a total of 333 square miles.
The parish has part of its recorded origin in the colonial past; it came into being in 1771 after a long and arduous struggle by the plantation owners for about 38 years. What is now known as Trelawny was part of the parish of St. James, now the neighboring parish, of which the capital is Montego Bay. During those times, the grouse among the island’s inhabitants was that the journey from Trelawny was too far for plantation owners to leave and travel to Montego Bay to conduct business. Their solution was the push for St. James to be divided and create another parish with its own capital.

 

The early days of Falmouth saw prosperity as Falmouth had the busiest port in Jamaica. However, that was short lived and after the abolition of slavery the economy took a nose dive. Today, the newest and busiest cruise port in Jamaica is located in Falmouth. The Falmouth Port has now been transformed by Royal Caribbean Cruise Line to accommodate large cruise vessels including the Harmony of the Seas which is the world’s biggest. While there are not many options of excursions to choose from in Falmouth, one can find many excursions in the surrounding towns.

Ocho Rios is one of Jamaica’s resort towns and is just one-hour east of Falmouth; it is blessed with numerous interesting and thrilling shore excursions. Marketed Falmouth Shore Excursions usually include the famous Dunn’s River Falls; so too are the Blue Hole Secret Falls, Mystic Mountain, River Tubing, Horse Back Ride and Swim and much more.

Heading west of Falmouth, is Montego Bay, another resort town, home to the Rose Hall Great House, Dr. Cave Beach one of the best beaches on the island, Zipline, Rockland Bird Sanctuary famous for hand feeding humming birds that live in the wild and other thrilling adventures to include Dolphin Swims.

If you will be on a cruise arriving at the port of Falmouth, there is plenty to choose from. It is important that you consider your interests and pre-book your Falmouth Shore Excursions as a Private Tour with a reliable and reputable transportation provider. You will find that by the time you disembark your luxurious sea vessel you will be off on your island adventure and be guaranteed to enjoy your already short time on the beautiful island of Jamaica. Come to Jamaica and feel alright.

Private Excursions Falmouth Jamaica

Private Excursions Falmouth Jamaica

Evidently there are many great excursions in and around Falmouth Jamaica. Pre-booking your private shore excursions before arriving in Jamaica is the best option; careful planning allows for doing more and seeing more of the island within the limited time that will be spent on the beautiful island.

To experience the wealth of Jamaica’s history you will need to visit the Georgian Town of Falmouth with its interesting stories and exquisite architecture; they tell tales of the island evolution from its colonial past and its present progression into the paradise that it is today. The town has managed to preserve the ambiance of a European town, and for this reason it manages to create a serene feeling for those who visit.

This stunning town of Falmouth, boasting the exquisite European architecture is pleasing to the eye. For size, Falmouth is a small town, but is perfect as an entry point to the island. For this reason, the town is home to one of Royal Caribbean Cruise Line Ports. Situated on the northern coastline of Jamaica, Falmouth is between 30 and 60 minutes to some of the island’s best excursion sites.

Leaving from the Pier in Falmouth, the landscape will tell the story of the region’s colonial past; once being a major player in the sugar industry, the port that is now used by Royal Caribbean was once used as a commercial port where rum and sugar was shipped to Europe. The Hampden Plantation was where the sugar cane was grown and the sugar processed in the mills located on the property. Today, the site now houses the Hampden Rum Factory which offers tours of the facilities. It is a great experience for cruisers arriving at this port.

Rafting on the Martha Brae is another excursion that is very close to the Falmouth Port. It is a romantic experience for couples and is great for kids also. For older folks, this is a wonderful activity, making it a perfect choice for families. The rafts are handmade by locals; designed using the shoots of the bamboo plant. The Martha Brae River is tame body of water making raft rides down the river quite smooth and enjoyable. It doesn’t get better.

The town of Montego Bay is just a 30 minutes’ drive west of Falmouth. Being in this resort town you are guaranteed to have a great time. You have the choice of Great House Tours; either at Greenwood or Rose Hall for a peek into Jamaica’s past. The Rockland Bird Sanctuary affords a once in a lifetime experience to interact with some of the most gracious species of birds. There is golfing at one of the many courses; shopping for souvenirs, and a trip to the beach are just some of the activities in Montego Bay in which Cruisers arriving in Falmouth could indulge.

To the east of Falmouth there is the town of Ocho Rios, home to some of the best waterfalls in the world. The Dunn’s River Falls need no introduction; it is Jamaica’s premier tourist attractions featured in many travel magazines. It is 600 feet of gushing water, cascading down the rocks; great for climbing.

The Blue Hole Secret Falls is another waterfall in Ocho Rio; though not as popular as the Dunn’s River Falls most people think that it is a better experience. This is possibly because the Blue Hole Secret Falls offer ropes wings, cliff diving, jumping, swimming and cave exploration. Visitors report the thrill of the experience as being unforgettable. It one of the must do things in Jamaica whether you are staying in a hotel or as a Falmouth Cruise Excursions.

Starry-Eyed Ski: Relive Romance in Resorts

Starry-Eyed Ski: Relive Romance in Resorts

Whether you are a new couple on your first vacation together or relive the seasonal flame romance, there is no better choice for a romantic getaway than a winter ski holiday. Beautiful mountain views, fine dining opportunities and the flexibility of self-catering or catered ski huts provide the perfect environment to relax and unwind together. Let’s look deeply at some of the most romantic resorts in the world. Starry-Eyed Ski: Relive Romance in Resorts
Kitzbühel, Austria

While it may be famous for Hahnenkamm, – one of the most grueling and dangerous races on the World Cup circuit – Kitzbühel also has a softer side. As a well established community, and not just a commercial resort, this medieval town is full of Tirolean charm. Enjoy a leisurely stroll around the pedestrian downtown, where the brightly painted buildings are lined with towering church towers. Go into one of the cozy restaurants for Glühwein, and your romantic trip will be over.

Cormayeur, Italy

On the Italian side of Mont Blanc, this traditional Italian village is bustling with activity. Via Roma in the center of the village is lined with shops, restaurants and bars. Eating and partying are some of the main attractions in Cormayeur – in fact, many Italians come here for that purpose alone. For others, this means a calm and quiet slope to enjoy.

And, if you’re looking for something a little different, what could be more romantic than seeing Mont Blanc with a cable car? Skyway Monte Bianco takes you to the highest peak peak in Europe, from which you will get the most beautiful views of the Alps.

Champéry, Switzerland

This rustic village wooden chalets can be directly out of The Sound of Music. While the village itself may be small, it is linked to twelve resorts in the intertwined Portes du Soleil area, so you will not lose access to the slopes.

One of the most dramatic features of Champéry is the horizon. Wherever you are in the village, you will look up to see the rocky peak of Dents du Midi. With a friendly and relaxed atmosphere, you will be greeted by the locals like an old friend. This is a beautiful sight for a romantic getaway for two people.

Chamonix, France

Last but not least is the resort of Chamonix. Probably the most romantic ski destination in Europe, Chamonix offers an activity to captivate every couple. The panoramic view of Mont Blanc set the scene for a truly romantic atmosphere.

For anyone who enjoys good food, a remote 250 years old farmhouse, Les Vieilles Luges is the perfect destination for a starry dining experience. Soak up the atmosphere of real wooden beams and wood fireplaces, taste some delicious alpine dishes and really reconnect with your partner. If you are looking for a short break from the slopes, dog sledding is an ideal pairing activity. Either sit on the sled and enjoy the ride, or impress your lover by trying your hand to lead the pack!

After a day of adventurous action, why not relax in one of Chamonix’s ski huts? Alternatively, you can relax in the ice cave, sweat in the sauna or enjoy one of the many luxurious couple treatments on offer.

And voila: this resort will surely lure you and your special someone. From embracing in your catered ski chalet to exploring snowy snowy environments, you are in a holiday that will revolutionize your definition of romance.

Belinda Smythson works for Ski Amis, a specialist ski travel agency and booking service that has helped avid skiers in their perfect winter break for more than a quarter of a century. If you are looking for the best catering accommodation in Three Valleys, Paradiski, Espace Killy or Chamonix Valley, Ski Amis is a go-to company for winter sports enthusiasts looking for a lifelong holiday. Starry-Eyed Ski: Relive Romance in Resorts

Why Use Plastic Storage Boxes

Why Use Plastic Storage Boxes

Within our busy generation today, plastic storage boxes have become fairly popular due to their very helpful benefits. There is a great deal of advantages when compared with other storage boxes but additionally have very minimal disadvantages. Why exactly in the event you use plastic for storage?
One excellent reason would be to avoid rusting and destroying your items. Plastic storage boxes are extremely popular and versatile as they do not rust. And since you are certain that plastic storage boxes usually do not suffer rusting, then you can certainly both freely use dry products as well as wet products to keep within your boxes without incurring damages for your container or even to another contents.

 

Apart from not rusting, they may be durable and sturdy that makes their quality among the best materials for storage purposes. Plastic is completely light but sturdy. This quality will surely come in handy because it will likely be simple for you to transfer your container in one room to a different and may be simple to lift as much as your cabinet.

Just like many other materials like wood storage boxes, they actually do not take much space because plastic is thin and is also greatly useful simply because they can take lots of items but nonetheless occupy little space. One more reason why luggage companies and manufacturers use plastic to implement within their products is the fact that plastics are malleable. They may be easily squeezed in tight regions of the space or cabinets.

If you think it over, it’s pretty obvious why plastic storage boxes are becoming popular. They may be sturdy, durable, lightweight and dependable. Also, they are affordable when compared with all the other materials, with cardboard boxes being the only real material which is cheaper. The primary concern with cardboard boxers is they are less durable and may be easily broken, which makes them unreliable for very long distance transports.

Major shipping companies have tried cardboard boxes due to their cheap costs and super lightweight characteristics, however, if they might change to reusable plastic container boxes, chances are they would possibly spend less over time. An additional advantage of plastic would be the fact they may be quite simple to clean up. They actually do not pose a menace to the environment plus they appear presentable. When compared with plastics, materials like metal, cardboard and wood all have problems if they are wet or dipped in water. Plastics however do not have problem even when they are washed with water. When you consider it, this doesn’t seem like a huge advantage however, if you appear closely towards the usual circumstances, lots of items usually gets spilled when being shipped.

When the items were shipped inside metal boxes, chances are they would rust. When they were shipped with cardboard boxes, chances are they could easily break. With the benefits of plastic storage boxes, you will believe that that is sufficient to convince you to definitely get one. But the following is another deal breaker, plastic storage boxes have lots of beautiful designs to pick from. You can purchase a customized plastic container which has the actual dimensions you require as well as perfectly match your cabinets and closets. They may be affordable too because using customized metal boxes or wood boxes would certainly be expensive.

Cardboard boxes though cheaper usually are not quite simple to get a customized shape and size. From each one of these advantages and wonderful explanations why plastic canisters are God send, they may be cheap and is also great to keep all sorts of things like food, clothes, decorations, gadgets, phones, home remodeling items and much more. Ultimately, using plastic canisters as storage is the choice but is certainly regarded as a really wise choice.

A Wild Walker Winter Come True Dream!

A Wild Walker Winter Come True Dream!

Winter sports fanatics can quickly become exhausted with the normal activities on offer. For those who crave a call that is really exciting and close to nature, leave skiing in this winter chalet. Walking on the ice and the thrill of every crunch under your feet on the glacier should be the next winter adventure. Glued to the screen at the end of your seat, you have watched a documentary about people climbing the ice, so now is the time to bring the sensation to yourself: try climbing the glacier for a unique experience that has additional benefits. takes place amid some of nature’s most beautiful natural sites. A Wild Walker Winter Come True Dream!
Franz Josef Glacier, New Zealand

The world-famous glacier is only accessible by helicopter, so all the ducks lined up to visit here to be one of the most amazing trips to mark your bucket travel list. Thisglacier continues to move, so the surging streams and floods and falling ice and rock slides are not uncommon. Be sure to check accessibility before you make your way there. But once you’re out there on the ice surrounded by a network of ice niches, blue ice and ice caves, you’ll be burdened by your own sincere feelings in the face of this big and powerful glacier. A Wild Walker Winter Come True Dream!

Chadar Trek, Ladakh, India

This lifelong Indian adventure is a challenge for those who like their difficult treks. The 100km-long 9-12 day journey has a ‘tough’ rating and not for a weak person. You will walk on the frozen Zanskar River, and may even be able to see the icy cold water pouring beneath the ice-frosted layer like the glass where you stand. This is truly an unending adventure: you will be camping in caves along the way and carrying all your own gear. It really is a baptism of fire (or ice!).

Maligne Canyon Icewalk, Canada

If you’d rather have more ice decomposing than plunging into Chadar Trek, then this two hour icewalk complies with the doctor’s orders. High-quality equipment including necessary boots and ice is offered on-site, so you are free to explore frozen waterfalls, towering ice pillars and underground caves in Maligne Canyon Icewalk safely.

Glacier gray, china

Chilean patagonia is bound to make this list, and Gray Glacier is often regarded as the eighth wonder of the world. The glacier itself and surrounding area is very beautiful. There are a number of hiking routes with varying degrees of difficulty leading to the glacier, with some very challenging treks offered for the toughest explorer out there! Strong winds, freezing temperatures and terrain that try to beat you before you even make it to the ice run, but still survive. The mesmerizingly beautiful landscape at the end is more than worth it. A Wild Walker Winter Come True Dream!

Insurance against Use and Tears …

If you have your sights on ice hiking at this destination or elsewhere, you will need winter travel insurance. While the most common policies can be expensive and limiting, there are renowned winter holiday insurance providers such as Let’s Go Insure that offer affordable rates for ice trekking and related activities. With the right insurance rates, even the most famous powdered dog and sensual seeker hunter can go through their own winter wonderland scenario with peace of mind. A Wild Walker Winter Come True Dream!

Ethan Bailey is an experienced adventure traveler and insurance expert with Let’s Go Insure team. Ethan’s spirit is to inspire his clients to go further, deeper and higher on their journey and his expertise in providing ideal insurance allows them to do just that. If you are looking for the best winter sports insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer competitive insurance without sacrificing protection.

Get an Insurance Quote Compliant to Your Needs

Get an Insurance Quote Compliant to Your Needs

You can barely turn on the TV or listen to the radio without hearing the latest ads about how quickly and easily get cheap insurance quotes. With so many different companies and types of insurance, it’s hard to tell which package works best for you. Here are some things to keep in mind when you’re in the market to get new policies.
Know your Information

Get an Insurance Quote Compliant to Your Needs

You will only be able to get accurate quotes if you include as much detailed and accurate information as you can at the beginning. If you leave important information or use incorrect information to calculate your total amount, you may see a very different price when buying insurance. The only way to avoid this unpleasant surprise is by knowing relevant variables, such as your driving history, credit score, and prior claims history.

Be Clear Your Needs

Whether you are looking for a home, car, or life insurance quote, you need to be aware of what your needs are and what you do comfortably without when it comes to your specific policy. For example, if there is an accident or something goes wrong, you need to know how much you can afford and pay from any cost. When you look at your policies, if there’s something you think you do not need, take your time and think critically before deciding to leave it to make sure you do not regret it later if you need it. Get an Insurance Quote Compliant to Your Needs

Look around

Instead of going with the first deal you hear on television, check out other companies and policies and make sure you get the best insurance quotes for your situation. An easy place to start is to search for different operators and policies online. This is a great way to get various quotes and potentially save a lot of time and money. You can also contact a trusted agent who can help guide you through this process and provide suggestions and feedback you may not find on the website. Get an Insurance Quote Compliant to Your Needs

Compare the Right Questions and Ask Questions

When you’re shopping for different carriers, you’ll most likely see a variety of prices. While it may be tempting to go with the lowest price, you should make sure that you compare all parts of the policy including deductibles, limits, and other important features. If any part of the policy confuses you or if you are unsure what exactly is covered, do not be afraid to ask a specific question. Buying any policy is a big decision, and you need to be sure that you make the right choice in terms of your coverage.

Once you find a quote that you are satisfied with, go ahead and make your purchase. Make sure you do not cancel your old policy before your new policy is active, because you do not want to get caught in a bad situation without any coverage. After you enable your new policy, it’s an easy change, and you’ll be ready with your new policy.

3 Factors Separating The Best Birthday Party Venues In Berkshire From The Rest

3 Factors Separating The Best Birthday Party Venues In Berkshire From The Rest

It’s difficult to think of a more quintessentially English county than Berkshire. It is, after all, more properly known as the Royal County of Berkshire, due to the presence here of Windsor Castle. What you may not know, however, is that there are also many fine Birthday Party Venues In Berkshire, showing that the grand old county certainly has a fun side.

 

But if there’s a downside to the broad choice of such venues across the region, it’s the difficulty of choosing between them – so what are some of the characteristics that you should consider when you are perusing birthday party venues in Berkshire?

1 Location

This is definitely a key factor if you want to attract as many people as possible to your birthday party, as well as enjoy the celebrations once they are underway.

Here at Regency Park Hotel, for example, not only are we located in a peaceful and tranquil setting between Thatcham and Newbury, but we are also just 10 minutes away from the M4 and A339, and offer excellent rail links with Newbury and London Paddington.

2 Suites

We’re sure you’ll agree with us that the space within the venue in which your birthday party takes place needs to be a pleasant and well-equipped one.

Again, that’s a need to which we are pleased to cater here at Regency Park Hotel, with our Parkland and Paris Suites accommodating as many as 140 and 70 guests respectively, while also each having their own bar and no shortage of modern style.

3 Experience

The finest birthday party venues in Berkshire also offer a little something that may be intangible, but which nonetheless makes a big difference to how well a party goes ‘on the day’ – considerable experience and a strong track record in the hosting of such events.

Choose the right birthday party venue in Berkshire, and there will be a team on hand to help ensure that everything goes like clockwork – from the start of your party until the end.

Whatever your own most pressing priorities as far as birthday party venues in Berkshire are concerned, when you get in touch with Regency Park Hotel, you may be surprised to learn just how capable we are of fulfilling each and every one of them.

Enquire now about what makes our chic and contemporary hotel the perfect place to hold your next birthday party in Berkshire, as well as to book our venue for a good price, well in advance.

Carpet Cleaning Struggle Should Not Be Put Into Reality

Carpet Cleaning Struggle Should Not Be Put Into Reality

Many homeowners might be wondering how to keep carpet looking as attractive and gorgeous as it did on the day it was installed. The answer is simple: proper care and maintenance is important for you to enjoy its comfort for years to come. Read on to find out the best ways to take care of your newly installed carpet and protect your investment.
One of the most important things we can do to maintain a clean and healthy home, as well as make our carpeting last longer and look better is to v acuum, vacuum, vacuum!! Not one of most people’s favorite things to do (even we admit we don’t love the vacuuming part of our job!)–it is, however SUPER IMPORTANT. Our carpets act as air filters in our rooms and trap dust that would normally be floating around in the air. This is a good thing, as long as we vacuum routinely to keep the “filter” clean.

Carpet Cleaning Struggle Should Not Be Put Into Reality

Don’t forget to change the bag often so vacuum suction won’t be impaired…and clean the filter if you have one. Many people who don’t like vacuuming may do so more often when using the type machine with a clear dirt receptacle so they can see exactly what they’re getting out of the carpets. And don’t forget to vacuum the area rugs–hand knotted orientals can hide pounds and pounds of dirt and still look great. When we bring in Orientals to clean in our shop, we not only vacuum, but use a commercial rug duster that gets piles of sand out before we wet clean them.

If you use carpet powders, DON’T!! But, of course some people will and super vacuuming is essential—-once the perfume wears off, the powder then absorbs any odors and what was intended to remedy a smelly situation actually ends up making it worse.

When we don’t vacuum, the dirt and sand acts like sandpaper on our carpet fibers, taking away the lustre and changing the appearance (think what your waxed car would look like if you rubbed sandpaper on it) and grinding away at the fibers—leading to carpets wearing out faster and looking bad sooner.

Often, when we go to clean carpets, homeowners will tell us that some rooms don’t need cleaning because they never get any foot traffic even though they haven’t been cleaned in a few years—of course we couldn’t go several years without dusting our furniture–well, we could, but you wouldn’t! All that dust has also settled on our carpets.

You can always ask assistance from the PRO to keep your battle manageable. Check out Auckland Carpet Cleaning for a reliable assistance that your deserve Carpet Cleaning Struggle Should Not Be Put Into Reality

What to Expect When Cruising the River Moselle

What to Expect When Cruising the River Moselle

Renowned as one of the most picturesque rivers the world, the Moselle stretches for a languid 340 miles from the Vosges Mountains of France to flow into the Rhine in Germany. Various sections have become extremely popular with barge holiday operators, not just for the magnificent scenery encountered along the way, but also for the many historical attractions and, of course, the wine.
The Route of the Moselle

 

From its elevated source at Ballon d’Alsace, the river passes through the spectacularly beautiful and historically significant French landscape of Lorraine, before forming part of the border of Luxembourg and Germany. On its path it takes in countless small towns, Alpine villages and wine-growing regions. Some of the more industrialised sections of the Moselle Valley are also used for transporting goods on large cargo ships. The river joins the Rhine at Koblenz, as its longest tributary. Since it was made entirely navigable in 1964, the river has become a very busy waterway, encompassing 14 locks and a dedicated shipping channel. As well as barge holiday operators, the traffic comprises large numbers of private vessels and commercial and cargo ships.

Attractions en Route

For those on a barge holiday, whatever section of the Moselle makes up the itinerary there are countless attractions to see from the water and on shore excursions. One of the most enchanting is Burg Eltz, a real-life fairytale castle set in its own lush forest. The medieval castle is immaculately preserved, having been in one family for more than 850 years. The interiors are bedecked with original tapestries, furnishings and artworks that have been curated with such attention and care they look like the centuries have simply passed them by. Set upon the peak of a huge craggy rock, Burg Eltz epitomises the concept of a fairytale castle.

For those passing through Trier (close to Luxembourg), exploring the Roman ruins of the oldest city in Germany is a must. Founded in 16 BC by the infamous Augustus, Trier was a vital trade and financial hub for the Roman Empire for more than four centuries. Today one can walk around its many archaeological attractions and take in sites like the Porta Nigra, the Hauptmarkt and the city’s most iconic landmark, the magnificent UNESCO-listed Trierer Dom – the oldest cathedral in Germany. The city is also famous for a very different reason as the birthplace of philosopher Karl Marx.

Fine Wine

It’s not for nothing that wine is one of the most popular themes for barge holiday itineraries in this region of Germany and Luxembourg. The Moselle Valley is renowned for some of the world’s finest Rieslings, which make up around 60% of its total production. The region provides the perfect conditions for this famous grape, with records indicating that it has been grown there since 1435. The Riesling has a distinct colour and flavour that aficionados attribute to its high acidity, and it has the ability to age well up to 40 years.

For history, scenery and the opportunity to immerse yourself in one of the most acclaimed wine regions in the world, cruising along the beautiful River Moselle is invariably a most memorable and enjoyable experience for travellers of any age.

Paul Newman is the Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider of all-inclusive, luxury barge holiday itineraries. Part of a team of experienced barging aficionados, Paul is first in line to endorse the perks of a slow-paced barge cruise to anyone looking for a unique holiday experience.

A Time Line To Create Wealth

A Time Line To Create Wealth

PALOS VERDES, CA- Our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth
The Playing Field is not level

 

The financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. As you travel through your time line, your in-vestment options change. Knowing where you are and what options are available will help you make the right choices.

A Winning Financial Plan up to Age 35 A Time Line To Create Wealth

The first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. When you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter.

This is the time to save, save, save! Amass as many investment dollars as possible. Your approach to investing during this period should be through tax-deferred plans at work or Individual Retirement Accounts (IRAs). Your degree of risk should be moderate. Investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds.

Every effort should be made to purchase a home now. The advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments.

Be careful when sheltering yourself and your family from liability. Only pay for protection when you’re purchasing life insurance. Purchase whole life insurance if it will yield a higher rate of return than other investments. After reading the chapter on asset protection, you might seriously consider reducing your liability coverage.

Remember, your main financial goal during this time is tax-deferred accumulation of capital. Don’t take risks with your investments. Save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. A Time Line To Create Wealth

Investing between the Ages of 35 and 50

After earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. Ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties.

The Best Financial Plan for You

Your best financial plan is to create the maximum wealth during this aggressive investment period of your life. Build financial security yourself. Don’t rely on others to do it for you. Many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. The social security system will not do much better.

You should be careful not to over diversify your assets or adopt a “hold-back” attitude. You must concentrate your assets into one or two aggressive investments rather than spreading them out. Diversification often leads to ineffectiveness.

What if you fail during this period? What is your down side? If you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. Make your aggressive investments now. As you get older, your ability to rebound declines. If you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it.

Control Risks A Time Line To Create Wealth

Becoming wealthy requires taking “controlled” risks. If anyone tells you that they became wealthy without taking any risks, they inherited wealth or they won the lottery. Years ago, I discovered that real estate was the best investment to control risk and to create wealth. The Real Estate Digest reports that seven out of ten millionaires made their money in real estate, and Forbes Magazine states that there is a three times greater chance of becoming wealthy through real estate than with any other type of investment.

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks don’t give you this opportunity. Movements in real estate values are less erratic than in the stock market. Most people don’t understand the economic forces influencing the market. Since real estate is less volatile, it’s easier to control and to understand. Real estate is tangible. You can touch it, you’ve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.